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Capitec Bank Credit Card: Experience a Credit Limit of Up to R500,000 with No Foreign Transaction Fees

The Capitec Bank Credit Card offers a credit limit of up to R500,000, plus 1% cashback when you use digital wallets like Apple, Samsung, Google, or Garmin!

This credit card proudly displays the Mastercard logo, which guarantees acceptance worldwide, and you can find out how to apply.

SEE HOW TO APPLY

Looking for More?

Capitec Bank is hailed as South Africa’s top retail bank, with over 120,000 new accounts opened each month and more than 850 branches across the country.

This bank provides a broad range of services tailored for both personal and business needs, including investment options. The Capitec Bank credit card is a straightforward way to handle daily finances, whether at home or overseas.

One major benefit is the absence of currency conversion fees, making it perfect for transactions in USD and EUR.

Capitec focuses heavily on online shopping, ensuring secure transactions and offering 1% cashback on all smart purchases.

Smart payment options include Apple Pay, Google Pay, Samsung Pay, or Garmin. Enjoy free contactless payments with easy setup through the app.

Capitec Bank indicates that the card’s maximum credit limit is R500,000, subject to individual client circumstances.

To qualify for the card, salaried individuals need a minimum income of R5,000, while self-employed applicants require R10,000, accommodating various income sources.

The card incurs an initiation fee of R100, a monthly fee of R50, and interest rates that vary from 11.75% to 22.25%, depending on the credit profile.

In addition to meeting the income requirement, applicants need to establish an account with Capitec Bank to be eligible for the card.

Yes, you can complete the entire account opening application through internet banking and the bank’s apps, though the card application is processed via an agency.

CREDIT CARD

Capitec Bank

Discover how to apply for this card.

SEE HOW TO APPLY * You will remain on the current site

Capitec Bank

SEE HOW TO APPLY You will remain on the current website

Capitec Bank offers services that are fully integrated, letting you handle all your banking needs through your smartphone or online banking.

You can enjoy perks like up to 55 days of interest-free credit, travel insurance up to R5 million, 3.5% annual interest on positive balances, and options for credit insurance.

Keep in mind that you’ll need a Capitec Bank account to get your card. The process to open an account is entirely app-based for your convenience.

Moreover, this card helps you build a solid credit history, which is crucial for obtaining other credit cards later on.

Curious about another option?

If you’re looking for a premium credit card with international travel perks, check out the Absa Private Banking Visa Signature Credit Card.

This card provides VIP access to lounges worldwide along with exclusive Visa benefits. You can also discover how to apply.

SEE HOW TO APPLY
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