Uncover How to Apply for a Scotia Momentum Visa Infinite Card
The Momentum Visa Infinite perfectly combines the strengths of Scotiabank and Visa, providing outstanding premium features and services.
What to consider before applying?
The Scotia Momentum Visa Infinite is a premier credit card that offers 4% cashback on groceries and recurring bills!
CREDIT CARD
Momentum Visa Infinite
Want endless rewards? Apply now. n
GO TO OFFICIAL WEBSITE* You will be directed to an external website
Scotiabank is among Canada’s leading financial institutions, providing a wide array of services for individuals and businesses alike.
The Scotia Momentum Visa Infinite is a superb option for smart financial management—explore its benefits today!
The initial credit limit starts at $5,000, and it may rise depending on your income and credit rating.
There is an annual fee of $120 for the card, along with a $50 fee for each extra card; however, both fees are waived for the first year.
The standout feature of this card is its cashback, offering an enticing introductory deal of 10% cashback on all purchases made within the first 3 months, up to a maximum of $2,000.
Explore the extra cashback tiers that come with this card:
- 4% on recurring payments
- 4% on services like Netflix
- 4% on grocery purchases
- 2% on daily transit costs
- 1% on all other buys
Considering the Scotia card? Keep reading!
Who can apply for this card?

Scotiabank has specific eligibility criteria for applicants.
To start, individuals must be at least 18 or 19 years old, based on their province, and need to be a registered resident, either a Canadian citizen or a foreign national with a valid passport and visa.
Moreover, to be eligible for the card, you should possess a good to excellent credit score, earn a minimum annual income of $60,000, have a household income of $100,000, or manage assets totaling $250,000.
Although there are minor objections, it’s crucial to remember that each application must gain the bank’s approval.
How to Apply for the Scotia Momentum Visa Infinite Card?
To start your credit card application, find the “Sign Up Now” button on the site.
First, you’ll have to specify if you currently own any Scotiabank products. If this is your first application, you’ll be regarded as a new customer, and the process typically lasts around 8 minutes.
While filling out the form, you will be required to provide several details including:
- Provide your full name, primary phone number, email, ID number, and any other personal details.
Additionally, you’ll need to disclose details about your income, such as your job status, living situation, and how you meet the bank’s financial requirements.
Since this card is classified as premium, anticipate a thorough assessment, particularly regarding document verification.
If you have any questions, feel free to contact Scotiabank’s customer service, renowned for its efficiency among Canada’s leading banks.
CREDIT CARD
Momentum Visa Infinite
Want to enjoy life infinitely? Apply now. n
GO TO OFFICIAL WEBSITE* You will be directed to an external website
Further Details
The Scotia card offers Visa Infinite perks, providing exceptional experiences:
- Travel planning concierge service
- Hotel upgrades and collections
- Gourmet dining and wine options
- Up to 25% off AVIS rentals
Your card provides extensive security coverage for various situations:
- Medical coverage while traveling
- Coverage for lost or delayed baggage
- Flight delay compensation
- Trip cancellation and interruption coverage
- Travel accident protection
- Rental car collision damage coverage
- Extended warranty and purchase protection
In addition, this card offers optional Scotia Credit Card Protection, featuring choices for lifetime benefits, critical illness coverage, and hospital expenses.
The protection also includes extra benefits for disability, unemployment, strikes, or lockouts.
This makes Scotiabank’s premium card incredibly comprehensive, offering vital benefits for a range of life situations.
Curious about another alternative?
If your credit score or income doesn’t quite meet the criteria for the Scotiabank card, check out the Secured Neo Mastercard, which offers easy approval for newcomers to credit.
This card still provides cashback of up to 0.5% on all purchases and 2% on certain categories. You can learn more about how to apply right now.
