Explore How to Apply for a BMO Cashback Mastercard Tailored for Students
The BMO Student Mastercard serves as a fantastic resource for managing your finances with ease, while also enabling you to save during your daily endeavors.
What do I need to know before applying?
The BMO Cashback Mastercard for Students is ideal for anyone seeking a no annual fee option while prioritizing their education!
CREDIT CARD
BMO Cashback for Students
Ready to embrace student life? Apply now. n
GO TO OFFICIAL WEBSITE* You will be directed to an external website
BMO is a highly regarded institution in Canada and beyond, providing a wide array of financial services, including their popular credit cards.
With solutions customized for diverse needs and financial situations, BMO supports Canadians at various life stages.
The BMO Cashback Mastercard designed for students stands out as a no-annual-fee card and is recognized as the top student credit card in Canada by popular sites like creditcardGenius and ratesdotca.
This card offers an interest rate of 20.99% for purchases and 22.99% for cash advances. It features cashback rewards, giving you 3% back on groceries, 1% on recurring bills like phone and subscription payments, and 0.5% on other qualifying purchases.
You can redeem your cashback anytime, either by transferring it to your BMO checking or savings account or using it as a statement credit, whether for recurring payments or one-time charges.
Additionally, this card is equipped with strong security features and is fully controllable via BMO’s mobile apps, giving you access to financial tools and the ability to regularly monitor your credit score.
For more information about this card, just keep reading.
Who Can Apply?
To be eligible for the BMO card, you need to fulfill certain criteria, such as being a student aged 18 to 24 and providing proof of enrollment.
You must be enrolled in an accredited post-secondary school. International students can apply too, but they need to visit a BMO branch to finalize their application.
BMO will ask about your monthly income, which is important for assessing your eligibility for the card and determining your credit limit.
Keep in mind that meeting the basic criteria doesn’t guarantee approval, as the bank will make the final decision based on its evaluation.
Steps to Apply for the BMO Cashback Mastercard for Students
Just hit the “Apply” button to begin your application for the BMO card, which will take you to a secure online form from BMO.
First, you’ll have to specify if you already have a BMO debit card. If you don’t, you can proceed with the application using BMO’s form.
You’ll be required to enter some key information, which includes:
- Personal info: name and birth date
- Contact info: phone number and email
- Address: street, city, postal code
- Education: school info and graduation date
As part of your application, you’ll set up a login and password while sharing your employment and income details to determine your credit limit.
While applying, you may need to provide additional documentation such as proof of residency and enrollment.
If you have any questions, BMO’s customer service is here to assist you.
To sum it up, the application process is straightforward, and you can anticipate a prompt reply after your submission is reviewed.
CREDIT CARD
BMO Cashback for Students
Want to experience the student lifestyle? Apply today. n
GO TO OFFICIAL WEBSITE* You will be directed to an external website
BMO Cashback Card for Students
This Mastercard features Zero Liability Protection, ensuring you aren’t responsible for unauthorized charges. Plus, BMO will notify you of any card transactions.
With BMO, get up to 20% off at Car Rental, Alamo, and Cirque du Soleil tickets.
Add a free extra cardholder and save 7% on Booking.com bookings.
The BMO PaySmart feature lets you divide larger purchases into smaller, interest-free payments with reduced fees.
Curious about other options?
BMO is a versatile bank with a range of offerings beyond just student accounts. If you’ve seen an improvement in your credit, consider the outstanding BMO World Elite Cashback Mastercard.
This card features fantastic benefits, such as 5% cashback on groceries, a 10% promotional cashback offer, and exclusive deals on Booking.com. Find out how to apply.
